Total & Permananent Disability

TPD Claims

If you are unable to work due to an injury or illness, a successful Total and Permanent Disability (TPD) claim can provide financial assistance.

The TPD claims process can be challenging, as insurers often try to avoid payouts. To increase your chances of success, it is critical to seek legal advice from an experienced lawyer.  Here’s what you need to know about TPD claims

Proving Total and Permanent Disability

• To win a TPD claim, you must demonstrate that your injury or illness prevents you from returning to your current or any other suitable job based on your education, training, or experience.

Benefits of a Successful TPD Claim

• A lump sum payment to alleviate the financial burden of your injury or illness.
• Covering expenses due to loss of income and medical expenses.

Common Examples of TPD Claims

• Cancer diagnosis
• Stroke
• Loss of limb
• Infectious disease
• PTSD
• Anxiety and depression
• Workplace injuries
• Motor vehicle accident injuries

Challenges in TPD Claims

• Each insurance and superannuation policy has unique requirements, making each case unique.
• Insurance companies often scrutinize claims to avoid payouts.

The TPD Claims Process

• The claims process can be completed quickly with expert legal guidance, often within 4 to 6 months.
• Different types of documentation may be required depending on your circumstances.
• Our team of lawyers will assist you in gathering the necessary documentation to support your claim.

Legal Fees

• At our firm, we offer fixed fee agreements and a No Win, No Fee policy, ensuring you only pay if we succeed.
• Our team of experienced lawyers will guide you through the entire process.

If you are considering a TPD claim, seek legal advice as early as possible to increase your chances of success.